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How Pennie’s Health Insurance Coverage will Change for 2022

October 04, 2021

Pennsylvanians seeking coverage on the state health insurance marketplace, Pennie, can expect more options and level premiums for 2022.

On Friday, the Pennsylvania Insurance Department announced the 2022 rates for plans listed on the state’s health insurance marketplace, highlighting a record number of insurers offering coverage for 2022.

Nearly 40 percent of Pennsylvania counties will add an insurer for 2022, state officials said. Pennsylvania will now have eight insurers offering health coverage, the most since individual enrollment began through the Affordable Care Act during 2013.

"Pennsylvania continues to have a robust and competitive health insurance marketplace, despite the lasting presence of COVID-19,” said Pennsylvania Insurance Commissioner Jessica Altman.

Among the highlights from next year’s approved rates:

  • All insurers that offered coverage in Pennsylvania’s 67 counties during 2021 will continue to offer plans for 2022
  • Every county in Pennsylvania will have at least two insurers offering coverage. Some counties will have six insurers offering plans
  • 22 counties will gain one insurer and three counties will gain two insurers
  • On average, individual coverage rates increased 0.2 percent from 2021. Small group coverage will increase an average of 4.5 percent

About 330,000 Pennsylvanians enrolled through Pennie for 2021 coverage, and 90 percent of those consumers received assistance to make their plans more affordable, state officials said.

Pennsylvanians can shop for health and dental coverage during Pennie’s open enrollment period from November 1, 2021–January 15, 2022. Consumers re-enrolling in coverage are encouraged to visit the marketplace, as plans and subsidies can change from year to year.

For more information, visit the state’s dedicated health insurance page or Pennie 101 guide.

Pennsylvanians with insurance questions can contact the Insurance Department Consumer Services Bureau online or at (877) 881-6388.

For more information, contact Jolene Calla, Esq., HAP’s vice president, health care finance and insurance.