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Health Insurance Marketplaces See Record Interest for 2022

Subsidies for coverage, more plan options lead to record enrollment

December 29, 2021

Across the U.S., consumers are flocking to health insurance exchanges to evaluate their options for 2022 coverage.

Last week, federal officials said they were seeing record enrollment and interest in the federal insurance marketplace and state-based exchanges, such as Pennie.

“The historic 13.6 million people who have enrolled in a health insurance plan so far this period shows that the demand and need for affordable health care remains high,” Health and Human Services Secretary Xavier Becerra said in a statement.

Pennsylvania consumers have until January 15 to select a plan on Pennie that begins February 1. There are about 344,000 Pennie customers in Pennsylvania and the overwhelming majority qualify for subsidies to reduce the cost of coverage, state officials said last month.

This year’s enrollment snapshot:

  • All-time highs:  13.6 million people enrolled in coverage through the federal and state marketplaces,  and there is still time for consumers to evaluate their options
  • More options:  Nationally, 213 issuers are offering coverage through the federal marketplace, an increase of 32 issuers compared to the previous year. In Pennsylvania, 25 counties gained a new insurer on the marketplace for 2022
  • Affordable plans are available:  More than 90 percent of consumers in Pennsylvania and the U.S. received federal subsidies to cover the cost of care. In Pennsylvania, individual coverage premiums increased just 0.2 percent from 2021

“Nine out of ten Pennie customers qualify for savings, which have increased in value for low-income individuals, working families and near-retirees,” Zachary Sherman, Pennie executive director, said in a statement. “Open Enrollment is the opportunity for Pennsylvanians to protect their health and their budgets by getting the coverage they need to ensure access to care.

Consumers re-enrolling in coverage are encouraged to visit the marketplace, as plans and subsidies can change from year to year. For more information, visit the state’s dedicated health insurance page or Pennie 101 guide.

Pennsylvanians with insurance questions can find information online or call Pennie customer care at (844) 844-8040.