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Deadline Approaching for Health Insurance through Pennie

More than one million consumers across U.S. have selected plans that costs $10 or less

July 26, 2021

The deadline to purchase health insurance coverage or change plans through Pennsylvania’s health insurance marketplace, Pennie, is fast approaching.

Consumers who need health insurance or wish to change their coverage have until August 15 to visit the online state marketplace and evaluate their options.

Pennsylvania and other states have extended their health insurance enrollment periods and offered additional savings for consumers to select plans through the American Rescue Plan Act (ARPA).

During this special COVID-19 enrollment period, state health officials have urged residents to evaluate their options, citing the unprecedented financial assistance available through the ARPA. About 90 percent of Pennie customers have received financial assistance to help cover the cost of their plans, state health officials said.

“The average net premium customers are paying after financial assistance is almost half what it was prior to the American Rescue Plan, down to $85 a month from $168 a month,” Pennsylvania Insurance Commissioner Jessica Altman said in a statement last month.  

The ARPA caps premiums at 8.5 percent of income and significantly lowers the cost of coverage for hundreds of thousands of Pennsylvanians. Current Pennie customers with individual plans will receive about $87 in additional monthly savings and those with family plans will average about $118 in additional savings, Pennie officials have said.

The COVID-19 pandemic has amplified the need for all Americans to have access to affordable health insurance coverage. A recent enrollment snapshot from the Centers for Medicare & Medicaid Services indicated:  

  • About 1.5 million Americans have signed up for coverage on HealthCare.gov and an additional 600,000 people have enrolled in coverage through the 15 state-based marketplaces
  • Since April, 1.2 million consumers (34%) have selected a plan that costs $10 or less per month after the ARPA premium reductions
  • 81 million people are receiving coverage through Medicaid and the Children’s Health Insurance Program (CHIP) as of February 2021, a record high

HAP joins other state organizations to encourage anyone who needs health insurance to visit Pennie and evaluate the available coverage options.

With specific questions about your 2021 health insurance options or how to sign up, visit Pennie’s contact page. Consumers who need to shop for insurance can use the plan comparison tool, and customer service is available over the phone and online.

For questions or more information about 2021 enrollment, contact Jolene Calla, Esq., HAP’s vice president, health care finance and insurance.